Resources
Your IBC library. Books, articles, videos, and tools to deepen your understanding of the Infinite Banking Concept.
Essential Reading
These three books form the core IBC canon. Read them in order.
Becoming Your Own Banker
by R. Nelson Nash
The foundational text of the Infinite Banking Concept. At roughly 90 pages, it's a short read — but a life-changing one. Read it first, then read it again. Every re-read reveals something new.
Get the BookThe Case for IBC
by R. Nelson Nash, Robert Murphy & Carlos Lara
The follow-up that goes deeper into the economics behind IBC. Nash teams up with Murphy and Lara to build the Austrian economics case for why privatized banking works — and why conventional wisdom gets it wrong.
Get the BookHow Privatized Banking Really Works
by Robert Murphy & Carlos Lara
Advanced IBC built on an Austrian economics foundation. Murphy and Lara connect the mechanics of whole life insurance to sound money principles, showing how IBC fits into a broader economic worldview.
Get the BookKey Authors & Thinkers
The people who built, refined, and continue to teach the IBC framework.
R. Nelson Nash
Creator of IBC
The originator of the Infinite Banking Concept and author of Becoming Your Own Banker. A lifelong advocate of Austrian economics who dedicated his career to teaching people how to take control of the banking function. Passed in 2019 — his legacy lives on.
Nelson Nash InstituteRobert P. Murphy
PhD Economist & Author
PhD economist and co-author of the Lara-Murphy Report (LMR). Murphy brings rigorous Austrian economics scholarship to IBC, bridging the gap between sound money theory and practical privatized banking.
Lara-Murphy ReportCarlos Lara
Business Application Expert
Co-author of the Lara-Murphy Report and expert in applying IBC to real-world business scenarios. Lara provides the case studies and practical applications that show IBC working in everyday business contexts.
Lara-Murphy ReportRyan Griggs
Modern IBC Educator
Creator of the Whole Life Insurance Mechanics video series and prolific writer on Medium. A NNI Think Tank presenter who excels at making complex IBC mechanics accessible to modern audiences.
Watch & ReadIBC Organizations
The institutions keeping IBC education alive and practitioners accountable.
Nelson Nash Institute
NNI — nelsonnashinstitute.com
The official organization carrying on Nelson Nash's legacy. NNI certifies Authorized IBC Practitioners, hosts the annual Think Tank conference, and maintains the standard for IBC education and practice.
Visit NNILara-Murphy Report
LMR — lfrm.com
The monthly newsletter by Carlos Lara and Robert Murphy combining IBC strategy with Austrian economics commentary. Essential reading for anyone serious about understanding both the theory and practice of privatized banking.
Visit LMRIBC Academy Community
Free on Skool
Our free Skool community where IBC students connect, ask questions, and learn together. Discussion threads, book study groups, Q&A sessions, and exclusive educational content.
Join the CommunityLearning Path Guide
Not sure where to start? Follow the path that matches your level.
Beginner
New to IBC
- 1
Read Becoming Your Own Banker
The foundational 90 pages. Read it twice.
- 2 Visit Start Here →
Our guided introduction to IBC concepts.
- 3 Join the Community →
Ask questions, learn with others.
Intermediate
Read the book, ready for more
- 1
Study the mechanics
Dive into policy structure, PUA, and cash value growth.
- 2
Read the comparisons
IBC vs. 401(k), BTID, IUL — understand the tradeoffs.
- 3
Watch real case studies
See how IBC works in practice across different scenarios.
Advanced
Deep study & economics
- 1
Subscribe to the LMR
Monthly deep dives from Murphy & Lara.
- 2
Attend the NNI Think Tank
The annual gathering of serious IBC practitioners.
- 3
Study Austrian economics
Mises, Hayek, Rothbard — the intellectual foundation.
Disclaimer
IBC Academy is an educational platform. We do not sell insurance products, and we are not affiliated with any insurance company. For implementation, we recommend finding an Authorized IBC Practitioner through the Nelson Nash Institute.