The 34.5% Problem
Why You Finance Everything You Buy
(Even When You Pay Cash)
In 45 Minutes, You'll Discover
Why 34.5 cents of every dollar goes to interest
Even when you "pay cash," you're financing. The math is startling once you see it.
The "Banking Function" Nelson Nash spent 35 years teaching
And why most financial advisors get it completely wrong.
How business owners fund growth without bank approval
Policy loans work differently than any loan you've ever had. No collateral, no credit checks, no questions.
The "Compared to What?" framework
The question that reveals the true cost of your current financial strategy.
Whether IBC is right for your situation
Or if you should run the other direction. Honest assessment, no pressure.
This is for you if:
- You pay significant taxes and want to recapture that capital
- You've heard about IBC and want to understand how it actually works
- You're skeptical of "too good to be true" financial strategies
- You want education, not a sales pitch
This is NOT for you if:
- You're looking for get-rich-quick schemes
- You want someone to tell you what to do
- You're not willing to read "Becoming Your Own Banker"
- You expect a pitch at the end (there isn't one)
Brad Raschke
NNI Authorized IBC Practitioner
"I only teach one thing, and I teach it the way Nelson Nash intended. No gimmicks, no modifications, no 'improved' versions. Just the banking function."
What Learners Say
"Finally, someone explaining IBC without trying to sell me a policy. Brad teaches the concept — and trusts you to make your own decision."
— Skool Community Member
"The 'Compared to What' framework changed how I think about every financial decision. The math is the math — you can't argue with it."
— After completing the course
"Brad breaks down Nelson Nash's concepts in a way that actually clicks. This is what financial education should look like."
— New to IBC
"As a real estate investor, IBC changed how I think about financing. Every deal now starts with a policy loan."
— Real Estate Investor
Reserve Your Spot
Pick the time that works for you. Same workshop, two options.
Pick the time that works for you:
Frequently Asked Questions
Is this a sales pitch?
No. This is pure education. If you want to explore working together afterward, we can schedule a separate discovery call. The webinar is 100% teaching the concept.
Do I need to read BYOB first?
No, but you should read it after. The webinar will make the book 10x clearer. We'll cover the foundation that makes everything click.
Will there be a replay?
Live attendees only. This keeps the session interactive, the Q&A relevant, and the energy high. We run it every week — pick a date that works.
What if I can't make my chosen time?
No problem. We run the same webinar twice a week — Tuesday lunch and Wednesday evening. Register again for a different date.
What's IBC in one sentence?
It's a process of using dividend-paying whole life insurance to become your own source of financing — taught by Nelson Nash since the 1980s.
Ready to understand the banking function?
45 minutes. No pitch. Just the education Nelson Nash spent 35 years perfecting.